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Stuart Vyse is Professor of Psychology at Connecticut College, in New London. In his new book, Going Broke: Why Americans Can’t Hold On To Their Money, he offers a unique psychological perspective on the financial behavior of the many Americans today who find they cannot make ends meet, illuminating the causes of our wildly self-destructive spending habits. In the article below he looks at how credit cards lead to debt problems. Read Vyse’s other posts here.
Suddenly cash isn’t quick enough for our fast-paced world. If you want to be happy and efficient and avoid the critical stares of cashiers and fellow customers, you need to swipe or tap a card and keep the line moving. According to the latest round of credit card commercials, checks and cash are just so 20th Century. (more…)
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By: Rebecca,
on 9/11/2007
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Might the social networking site CafeScribe be the solution
Higher Ed publishers have been waiting for?
By Evan Schnittman
Last week Salt Lake City based social networking site CafeScribe visited our NY office to demonstrate their service and explain their business model. These kind of meetings happen all the time and I usually sit politely through a series of PowerPoint slides which show how Site X or Product Y appeals to a myriad of users who are in our target demographic, and how these users would love to have access to our content. When discussion of business models comes around, they are usually what I call “personal hovercraft business models” (i.e., this will start earning OUP and its author’s money when everyone is floating around on their own personal hovercraft.) (more…)
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