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By Elvin Lim
America is the only country in the world that that has the luxury of creating an economic crisis when there isn't one. Ours is the only democracy with a debt ceiling, with the exception of Denmark, which raises its ceiling well in advance of when it would be reached. Economists say that our "debt crisis" is an unforced error, because people are more than willing to lend us money, at pretty good rates. This is the benefit of having a really good credit score.